{"title":"Ken Okoroafor \u0026 Mary Okoroafor","description":null,"products":[{"product_id":"financial-joy-ken-mary-okoroafor-paperback","title":"Financial Joy: Banish Debt \u0026 Grow Your Money by Ken Okoroafor \u0026 Mary Okoroafor - Non Fiction - Paperback","description":"\u003cp\u003e\u003cstrong\u003eDetails:\u003c\/strong\u003e\u003cbr\u003eCondition: Brand New\u003cbr\u003eFormat: Paperback\u003cbr\u003eISBN: 9781529442212\u003cbr\u003ePublisher: Quercus\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eOverview\u003c\/strong\u003e\u003cbr\u003eFinancial Joy is the Sunday Times bestselling money guide from Ken and Mary Okoroafor, as seen on ITV's This Morning. Written for anyone who feels overwhelmed by debt, low savings, or a lack of financial direction, this practical paperback delivers a structured ten-week programme designed to reset your relationship with money. Rather than preaching restriction, the authors champion \"financial joy\" - the idea that budgeting, saving and investing can coexist with the small pleasures that make life worth living.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAbout the Book\u003c\/strong\u003e\u003cbr\u003eFinancial Joy takes readers on a genuinely personal journey, drawing on Ken and Mary Okoroafor's own story of starting out as working-class immigrants with very few resources and building lasting financial independence through discipline, smart saving and considered investing. Ken, a chartered accountant and former CFO, brings professional-grade financial knowledge to the page, breaking down often-intimidating topics like debt repayment, emergency funds, pensions and investing into clear, actionable steps that never feel like a lecture. The book is structured as a ten-week plan, guiding readers week by week from tackling immediate debt and everyday spending habits through to building savings, understanding investments and, ultimately, designing a realistic escape route from financial stress. Throughout, the emphasis stays firmly on sustainability: this isn't a quick-fix guide or a rigid extreme-saving manifesto, but a framework for building healthy long-term habits while still enjoying life's small pleasures. Whether you're living paycheque to paycheque, wondering how to make your first investment, or simply want more clarity around your finances, Financial Joy offers relatable guidance rather than jargon-heavy theory. Its combination of memoir and practical financial expertise has made it a word-of-mouth hit and a Sunday Times bestseller.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eStructured, easy-to-follow ten-week financial reset plan\u003c\/li\u003e\n\u003cli\u003eWritten by a chartered accountant and former CFO with real-world expertise\u003c\/li\u003e\n\u003cli\u003eBalances practical money advice with genuine wellbeing and enjoyment\u003c\/li\u003e\n\u003cli\u003eRelatable, judgement-free tone drawn from the authors' own journey out of financial hardship\u003c\/li\u003e\n\u003cli\u003eCovers debt, saving, investing and long-term financial planning in one book\u003c\/li\u003e\n\u003cli\u003eIdeal gift for anyone starting - or restarting - their financial journey\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAbout the Author\u003c\/strong\u003e\u003cbr\u003eKen Okoroafor is a chartered accountant and former Chief Financial Officer who, alongside his wife Mary, built financial independence after starting out with very limited means as working-class immigrants. Together they founded The Free Financial Journey platform, sharing money management, saving and investing advice with a wide online audience. Their relatable story and professional insight have made them trusted voices in personal finance, leading to national media appearances including ITV's This Morning, and to Financial Joy becoming a Sunday Times bestseller.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhy You'll Love This Book\u003c\/strong\u003e\u003cbr\u003eFinancial Joy turns money management from a source of anxiety into an achievable, ten-week journey. It's honest, encouraging and refreshingly practical - perfect for anyone ready to banish debt and build a joyful, financially free life.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003ePlease Note: Cover design may vary slightly; this is the current UK edition with UK ISBN as shown.\u003c\/em\u003e\u003c\/p\u003e","brand":"Ken Okoroafor \u0026 Mary Okoroafor","offers":[{"title":"Default Title","offer_id":57830103744894,"sku":"SNG23819","price":5.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0642\/4549\/8093\/files\/financial-joy-ken-mary-okoroafor-paperback-cover.jpg?v=1786509166"},{"product_id":"financial-joy-the-wealth-habit-2-book-set-ken-mary-okoroafor-paperback","title":"Financial Joy \u0026 The Wealth Habit 2 Books Collection Set by Ken \u0026 Mary Okoroafor - Non Fiction - Paperback","description":"\u003cp\u003e\u003cstrong\u003eTitles in This Set\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eFinancial Joy\u003cbr\u003eThe Wealth Habit\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCondition:\u003c\/strong\u003e New\u003cbr\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Paperback\u003cbr\u003e\u003cstrong\u003ePublisher:\u003c\/strong\u003e Quercus Publishing\u003cbr\u003e\u003cstrong\u003eCategory:\u003c\/strong\u003e Non Fiction \/ Personal Finance\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eOverview\u003c\/strong\u003e\u003cbr\u003eThis two-book collection brings together Financial Joy and The Wealth Habit, both by husband-and-wife authors Ken and Mary Okoroafor, founders of The Humble Penny and The Financial Joy Academy. Together these paperbacks offer a complete, encouraging roadmap to financial freedom, combining practical budgeting steps with the small daily habits that compound into lasting wealth. Written from lived experience rather than theory, this set is ideal for anyone starting, or restarting, their money journey.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAbout the Books\u003c\/strong\u003e\u003cbr\u003eFinancial Joy is a life-changing plan designed to help readers turn their finances around while still enjoying life along the way. Drawing on their own story as first-generation immigrants who paid off a substantial mortgage and achieved financial independence by age 34, Ken and Mary share the exact strategies they used to escape debt, build savings and invest wisely, all while prioritising wellbeing and joyful moments rather than restrictive budgeting. The book includes real-life interviews from a range of savers and investors at different stages of their journey, making the advice feel relatable and achievable rather than abstract.\u003c\/p\u003e\n\u003cp\u003eThe Wealth Habit takes the conversation further, moving beyond one-off plans to focus on the daily behaviours that quietly build wealth over time. Rather than overwhelming readers with rigid budgets or complex investment jargon, Ken and Mary break wealth-building down into small, repeatable actions that anyone can start today, regardless of their financial starting point. The book explores the mindset shifts and habits research shows are central to long-term financial success, offering a practical, behaviour-driven framework rather than a get-rich-quick shortcut. Together, both titles give readers a well-rounded toolkit: one book to reset their finances, and one to make the change stick for good.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eTwo complementary paperbacks from Sunday Times bestselling authors\u003c\/li\u003e\n\u003cli\u003ePractical, step-by-step approach to budgeting, saving and investing\u003c\/li\u003e\n\u003cli\u003eHabit-based strategies proven to build long-term wealth\u003c\/li\u003e\n\u003cli\u003eWritten from genuine lived experience, not just theory\u003c\/li\u003e\n\u003cli\u003eIdeal gift for anyone wanting to improve their relationship with money\u003c\/li\u003e\n\u003cli\u003eBrand new paperback set, perfect for personal use or gifting\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAbout the Authors\u003c\/strong\u003e\u003cbr\u003eKen and Mary Okoroafor are a married couple who achieved financial independence by age 34, becoming completely debt-free after paying off a substantial mortgage in just seven years. Ken is a first-generation immigrant, Chartered Accountant, Cambridge MBA graduate and former CFO, while Mary was born in London to Nigerian immigrant parents. Together they founded The Humble Penny and The Financial Joy Academy, and are the authors of the Sunday Times bestseller Financial Joy, sharing practical money guidance with a global audience.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhy You'll Love This Set\u003c\/strong\u003e\u003cbr\u003eWarm, honest and refreshingly practical, this collection swaps financial jargon for real strategies that fit everyday life, helping readers build lasting wealth without giving up the things that bring them joy.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003ePlease Note: Cover shown may vary slightly depending on print run; ISBNs and edition details reflect the UK paperback editions currently in stock.\u003c\/em\u003e\u003c\/p\u003e","brand":"Ken Okoroafor \u0026 Mary Okoroafor","offers":[{"title":"Default Title","offer_id":57830119407998,"sku":"VRT28993","price":13.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0642\/4549\/8093\/files\/financial-joy-the-wealth-habit-okoroafor-paperback-set.webp?v=1786509071"},{"product_id":"the-wealth-habit-ken-mary-okoroafor-paperback","title":"The Wealth Habit by Ken Okoroafor \u0026 Mary Okoroafor - Non Fiction - Paperback","description":"\u003cp\u003e\u003cstrong\u003eCondition:\u003c\/strong\u003e BRAND NEW\u003cbr\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Paperback\u003cbr\u003e\u003cstrong\u003eISBN:\u003c\/strong\u003e 9781529449204\u003cbr\u003e\u003cstrong\u003ePublisher:\u003c\/strong\u003e Quercus Publishing\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eOverview\u003c\/strong\u003e\u003cbr\u003e\nThe Wealth Habit is a Sunday Times bestselling guide from money experts Ken and Mary Okoroafor, the founders of The Humble Penny, showing readers that financial freedom is built through small, repeatable habits rather than luck, inheritance or complex investing knowledge. Rather than rigid budgets or intimidating spreadsheets, this paperback offers a behaviour-first system for building lasting wealth. It's an accessible, motivating read for anyone ready to change their relationship with money, one simple daily action at a time.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eAbout the Book\u003c\/strong\u003e\u003cbr\u003e\nMost people assume wealth is reserved for the lucky few - those born into privilege, blessed with an entrepreneurial streak, or naturally gifted with numbers. The Wealth Habit dismantles that myth entirely. Drawing on their own journey to financial independence, achieved debt-free by age 34, authors Ken and Mary Okoroafor show that small, well-designed money behaviours, repeated consistently, can create extraordinary financial outcomes over time - an idea praised by podcaster Steven Bartlett of The Diary of a CEO.\u003c\/p\u003e\n\u003cp\u003eInstead of overwhelming readers with dense financial theory, the authors reveal how small, daily financial moves compound into life-changing wealth, no matter where a reader is starting from. The book blends behavioural science with the couple's own lived experience of paying off their mortgage in just seven years, translating those lessons into a step-by-step system anyone can follow, whatever their income or starting point. Chapters guide readers through identifying money-draining habits, replacing them with wealth-building routines, and staying consistent even when motivation dips. It's a refreshingly practical companion for anyone tired of quick-fix advice that never actually changes their bank balance, focusing instead on the tiny, sustainable shifts that genuinely add up over months and years.\u003c\/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWritten by a Sunday Times bestselling husband-and-wife financial coaching duo\u003c\/li\u003e\n\u003cli\u003eFocuses on realistic, repeatable habits rather than restrictive budgeting\u003c\/li\u003e\n\u003cli\u003eBacked by the authors' own real-life debt-free journey to financial independence\u003c\/li\u003e\n\u003cli\u003ePraised by Steven Bartlett of The Diary of a CEO\u003c\/li\u003e\n\u003cli\u003ePractical, jargon-free approach suitable for complete beginners\u003c\/li\u003e\n\u003cli\u003eMakes an inspiring, motivating gift for anyone starting their money journey\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cstrong\u003eAbout the Author\u003c\/strong\u003e\u003cbr\u003e\nKen and Mary Okoroafor are the founders of The Humble Penny and the Financial Joy Academy. Married with two sons, the couple achieved financial independence at age 34, becoming completely debt-free after paying off their mortgage in just seven years. They are also the authors of the Sunday Times bestseller Financial Joy, and are widely recognised for making personal finance approachable, encouraging and genuinely actionable for everyday readers navigating their own path to wealth.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eWhy You'll Love This Book\u003c\/strong\u003e\u003cbr\u003e\nThe Wealth Habit turns overwhelming financial goals into small, doable daily actions. With warmth, honesty and real-world credibility, Ken and Mary Okoroafor make building wealth feel achievable, encouraging and genuinely within reach - whatever your starting point.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003ePlease Note: Cover shown is the UK edition; ISBN and edition are as stated above.\u003c\/em\u003e\u003c\/p\u003e","brand":"Ken Okoroafor \u0026 Mary Okoroafor","offers":[{"title":"Default Title","offer_id":57830167085438,"sku":"SNG23818","price":6.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0642\/4549\/8093\/files\/the-wealth-habit-ken-mary-okoroafor-paperback-cover-74563198.webp?v=1786509208"}],"url":"https:\/\/www.letsbuybooks.com\/collections\/ken-okoroafor-mary-okoroafor.oembed","provider":"Lets Buy Books","version":"1.0","type":"link"}